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           DEPARTMENTS.

FINANCE AND SYSTEMS DEPARTMENT.

REGULATORY COMPLIANCE DEPARTMENT.

RESEARCH ECONOMICS DEPARTMENT.

HUMAN CAPITAL MANAGEMENT DEPARTMENT.

PRIVATE BANKING DIVISION.

CUSTODIAN  BANKING  DIVISION.

INVESTMENT BANKING  DIVISION.

LEGAL AND INTERNAL AUDIT DEPARTMENT.

OPERATIONS RISK MANAGEMENT DEPARTMENT.

REALTY FACILITIES MANAGEMENT DEPARTMENT.

CORPORATE AFFAIRS SERVICES DEPARTMENT.

INFORMATION TECHNOLOGY DEPARTMENT.

               CONTACTING  US.

      THE HUMAN  RESOURCES DIRECTOR

      STERLING  ACCEPTANCES LIMITED.